Bank offers a low interest loan.

The banks charge different interest rates on loans. There are not only differences between the normal interest rate and the effective annual interest rate, but they also differ in interest rates that depend on creditworthiness. The latter means that the bank will charge a higher interest rate if there is a negative Schufa entry, but this is not so serious […]

How to get fixed rate loan.

  A fixed interest rate throughout the term is the best way to protect borrowers from unpleasant surprises. We are once again in a so-called low-interest-rate phase, so the future interest rate level will tend to develop upwards. Another reason to prefer a fixed-rate loan over a variable-rate loan. However, whether a loan at fixed interest rates or with variable […]